Assurance Services
We prepare financial statements that meet lender, surety, and regulatory requirements — accurate, on time, and GAAP compliant.
Financial Statement Types
Compiled Financial Statements
Your financial data organized into standard format (balance sheet, income statement, cash flow) without assurance.
Use for: Internal reporting, preliminary bank discussions, smaller loan applications
Reviewed Financial Statements
Limited assurance through analytical procedures and inquiries. More credibility than compilations, less intensive than audits.
Use for: Mid-size loans, covenant compliance, subcontractor bonding, partner agreements
Audited Financial Statements
Highest level of assurance. Independent verification of balances, transaction testing, internal control evaluation, and formal opinion.
Use for: Large credit facilities, general contractor bonding, investor due diligence, government contracts, nonprofit filings
Special Purpose Engagements
Agreed-Upon Procedures (AUPs)
Targeted testing of specific accounts requested by third parties
Covenant Compliance Letters
Confirmation you meet loan agreement financial ratios
Contractor Pre-Qualification Statements
Formatted packages for federal, state, and municipal requirements
Internal Control Assessments
Process evaluation to identify weaknesses before they become problems
Our Process
Engagement Planning
Define scope, timeline, and deliverables
Data Gathering
Request trial balances, bank statements, loan schedules, and supporting documentation
Fieldwork
Analytical procedures (reviews) or substantive testing (audits)
Draft Delivery
Review draft together before finalization — no surprises
Final Issuance
Completed statements ready for submission